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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

The Importance of Choosing an Independent Insurance Agency in a Hard Market: Why Preferred Insurance Agency is Your Best Option

In today’s unpredictable insurance landscape, particularly in a “hard market,” having a reliable insurance partner can make all the difference. While many people are familiar with the concept of insurance agents, they may not realize there are two types of agencies that offer distinct advantages: independent agencies and captive agencies. For residents of La Crosse, WI, understanding the benefits of working with an independent agency...

Spring Home Maintenance Tips for a Safer, More Efficient Home

As the snow melts and temperatures rise in La Crosse, Wisconsin, it's time to focus on spring home maintenance. A little upkeep now can prevent costly repairs later and help ensure your home is safe, efficient, and ready for the season. Here’s a checklist to get your home in top shape this spring. 1. Inspect Your Roof and Gutters Winter weather can take a toll...

Liability-Only vs. Full Coverage Auto Insurance: Which One is Right for You?

When it comes to auto insurance, understanding your coverage options is key to making the right decision. One of the biggest choices drivers face is whether to carry liability-only insurance or full coverage insurance. At Preferred Insurance Agency in La Crosse, WI, we want to help you understand the differences so you can make an informed choice. What is Liability-Only Insurance? Liability-only insurance covers damages...

Full Coverage vs. Liability-Only Auto Insurance: What’s Best for You?

When it comes to protecting your vehicle and finances, choosing the right auto insurance is crucial. At Preferred Insurance Agency in La Crosse, WI, we want to ensure you have the right coverage for your needs. One of the most common questions we receive is: What’s the difference between full coverage and liability-only auto insurance? Let’s break it down so you can make an informed...

Preferred Insurance Agency Expands Private Flood Insurance Options in La Crosse, WI

At Preferred Insurance Agency, we’re committed to providing the best coverage options for our clients. We’re excited to announce that we’ve partnered with five new private flood insurance carriers, giving homeowners and businesses in La Crosse, WI, and beyond more choices when it comes to protecting their property from flood risks. With these new partnerships, we can now offer more competitive pricing, enhanced coverage, and...