Understanding Scheduled Personal Property on Your Homeowners Policy
Posted: February 10, 2025
Owning a home is one of the most significant investments you will make in your lifetime. Protecting that investment with a homeowners insurance policy is essential, but did you know that standard homeowners insurance might not fully cover some of your most valuable possessions? This is where scheduled personal property coverage comes in. At Preferred Insurance Agency in La Crosse, WI, we want to ensure...
Escrowing Your Home Insurance Premium: A Smart Strategy for Homeowners in La Crosse
Posted: February 2, 2025
At Preferred Insurance Agency in La Crosse, we understand that managing your home finances can sometimes feel like a juggling act. One area that often causes confusion is the concept of escrowing your home insurance premium. In this post, we’ll break down what escrow is, how it works with your home insurance, and why it might be a beneficial strategy for you. What Is an...
Tips to Avoid Fires in the Winter for Homeowners
Posted: January 24, 2025
Winter in Wisconsin is a beautiful time of year, but it also brings added risks to homeowners. With heating systems running full blast, fireplaces roaring, and more time spent indoors, the risk of house fires increases significantly during the colder months. At Preferred Insurance Agency in La Crosse, WI, we want to help you protect your home and family. Here are some practical tips to...
Understanding Service Line Coverage: Protecting Your Home from Unexpected Sewer Issues in La Crosse, WI
Posted: January 20, 2025
As a homeowner in La Crosse, WI, you may take pride in your property and the community’s rich history. However, with historic homes and an aging infrastructure, there’s a hidden risk many homeowners overlook: the condition of underground service lines, particularly sewer pipes. The Challenge of Aging Pipes in La Crosse La Crosse’s sewer system, like those in many older cities, faces challenges due to...
Avoid Costly Damage: Tips to Prevent Freezing Pipes This Winter
Posted: January 6, 2025
Wisconsin winters can be brutal, and one of the most common (and costly) problems homeowners face is frozen pipes. When pipes freeze, they can burst, causing significant water damage and expensive repairs. At Preferred Insurance Agency in La Crosse, WI, we want to help you protect your home from this preventable disaster. Here are some essential tips to keep your pipes safe this winter: 1....