Protect Your Contracting Business with Preferred Insurance in La Crosse, WI

As a contractor, you’re busy focusing on getting the job done and keeping clients happy. At Preferred Insurance Agency in La Crosse, WI, we understand the challenges you face, from managing tight project schedules to keeping employees and clients safe on job sites. An unexpected accident, injury, or property damage could quickly derail your business and cost you thousands. That’s why having the right business owner’s insurance policy is essential to safeguard your livelihood and peace of mind.

Why Contractors Need Business Owner’s Insurance

Whether you’re a general contractor, electrician, plumber, or landscaper, your business encounters unique risks every day. A tailored business owner’s insurance policy from Preferred Insurance Agency combines multiple coverages into one comprehensive plan to help protect against these risks.

1. Protection Against Liability Claims
   • Accidents happen, and if a client or third party is injured on a job site, your business could be liable. Business owner’s insurance typically includes general liability coverage, which can help cover medical expenses, legal fees, and settlements if your business is held responsible.
2. Coverage for Property Damage
   • Contractors often work on clients’ properties, and unintentional damage to these properties can happen. Our policies cover repairs or replacement costs for property damage that occurs due to work-related incidents.
3. Safeguarding Your Tools and Equipment
   • Tools and equipment are the lifeline of any contracting business. Business owner’s insurance includes protection for your tools and equipment, whether on-site, in transit, or at your shop. In the event of theft, loss, or damage, this coverage ensures you’re not left with a hefty replacement bill.
4. Workers’ Compensation for Employee Injuries
   • If you have employees, workers’ compensation is often required by law and can be essential for keeping them protected. Workers’ compensation covers medical expenses and lost wages for employees who are injured on the job, giving both you and your team the assurance they’re covered.
5. Commercial Auto Insurance
   • Contractors often rely on vehicles to transport tools, materials, and employees to and from job sites. Adding commercial auto insurance to your policy helps cover damage and liability costs if one of your business vehicles is involved in an accident.

Why Choose Preferred Insurance Agency in La Crosse?

At Preferred Insurance, we specialize in understanding the needs of small business owners in La Crosse and the surrounding areas. Here’s how we go above and beyond for contractors:

• Customized Coverage: No two contracting businesses are alike. We work with you to tailor coverage options specific to your trade and the level of risk associated with your work.
• Expert Advice: Our team has extensive experience in business owner’s insurance for contractors, so you can trust us to help identify and mitigate potential risks.
• Flexible Options: As your business grows, your insurance needs will evolve. We offer scalable solutions to ensure your coverage continues to meet your business demands over time.

Get Peace of Mind with Preferred Insurance Agency

At Preferred Insurance Agency, we’re here to help you protect your contracting business so you can focus on doing what you do best. Contact us today to discuss how a business owner’s insurance policy can safeguard your operations, minimize risks, and provide valuable peace of mind.

Get started by reaching out to our La Crosse office for a free consultation, or visit us online to learn more about our business insurance options for contractors. Don’t wait until it’s too late – let us help protect your business today.

401 King St.

La Crosse, WI 54601

608-881-6566