Winter in Wisconsin brings snow, ice, and challenging driving conditions. At Preferred Insurance Agency in La Crosse, WI, we care about your safety. Whether you’re a seasoned winter driver or new to navigating snowy roads, these tips will help you stay safe and confident behind the wheel.
1. Prepare Your Vehicle
Before hitting the road, ensure your car is winter-ready:
- Check your tires: Make sure they have adequate tread and are properly inflated. Consider switching to winter tires for better traction.
- Top off fluids: Keep your gas tank at least half full and check your windshield washer fluid—use a winter-grade formula to prevent freezing.
- Inspect your battery: Cold weather can weaken your car battery. Test it and replace it if necessary.
- Pack an emergency kit: Include items like a flashlight, blanket, jumper cables, ice scraper, and a small shovel.
2. Drive Cautiously
Winter roads demand a slower, more deliberate driving style:
- Slow down: Reduce your speed and allow extra time to reach your destination.
- Increase following distance: Leave at least 5-6 seconds between your vehicle and the one ahead of you.
- Avoid sudden movements: Accelerate, brake, and steer smoothly to maintain control.
- Know your brakes: Understand how your anti-lock braking system (ABS) works or learn to pump non-ABS brakes gently to avoid skidding.
3. Be Aware of Road Conditions
Stay informed about weather and road conditions:
- Check the forecast: Avoid driving in severe winter weather if possible.
- Stay on main roads: Major routes are usually cleared and salted before secondary roads.
- Watch for black ice: Invisible ice can form on bridges, overpasses, and shaded areas, making them especially dangerous.
4. Handle Emergencies Wisely
If you encounter trouble on the road, stay calm:
- If you skid: Turn into the skid to regain control and avoid slamming on the brakes.
- If stranded: Stay in your car, call for help, and use your emergency kit to stay warm.
- Signal for assistance: Use hazard lights or a brightly colored cloth to signal to other drivers.
5. Review Your Auto Insurance Policy
Winter driving increases the risk of accidents. Make sure your insurance coverage is up to date:
- Collision Coverage: Protects against damage to your car in an accident.
- Comprehensive Coverage: Covers non-collision incidents like hitting a tree or damage from icy roads.
- Roadside Assistance: Offers peace of mind if you’re stranded in bad weather.
At Preferred Insurance Agency, we’re here to help you navigate winter safely. Contact us today to review your policy or to get a quote for coverage that ensures you’re fully protected this season.
Stay Safe and Covered!
For personalized advice and insurance solutions, reach out to Preferred Insurance Agency in La Crosse, WI. Call us at 608-881-6566 or visit www.preferredlax.com
Filed Under: Auto Insurance, Car Insurance, Personal Insurance | Tagged With: #AutoInsurance, #autoowners, #geico, #LacrosseWI, #ProgressiveInsurance, #Winterdriving, Claims