Shopping for insurance is a lot like shopping for a car: there are endless options available from a variety of different dealers, some of which fit your needs better than others. But imagine that you could only buy cars from a single dealership. You would have to settle for their service and their prices, and you would have to accept only the vehicles they had in stock. This is the equivalent of buying insurance through a specific company instead of comparing all the possibilities with an independent agent.
There are countless insurance companies across the country, and only independent insurance agents can bring you the best of all these worlds. Unlike agents who are affiliated only with a single company, independent agents can choose policies from multiple sources in order to find the best coverage for you. This means that independent agents have a number of advantages over their competitors, including:
- More Options: Independent agents do not work for a single major insurance carrier, so they are able to offer you a much larger selection. Whereas Allstate agents can only sell Allstate insurance, State Farm agents can only sell State Farm insurance, and so forth, independent agents have no such limitations. This in turn means that they will be able to look at the widest range of options in order to find the policy that gets you the best coverage for your budget and needs.
- Commitment To Your Needs: Most insurance agents are paid a percentage of the cost of the policy that they sell you, usually somewhere between 8% and 16%. Many companies also offer additional bonuses to agents who sell a high number of their policies. However, since independent agents give you quotes from several different companies and allow you to choose, they have a much lower chance of selling most of their policies from a single provider. By looking at all these offerings yourself, you can select which policy you want, not just which one will get your agent the biggest payout.
With such a wide array of insurance options available, working with an independent agent is the only way to ensure that you’re getting best coverage for your specific situation. Thankfully, Preferred Insurance Agency’s team of independent agents is here for you to help you make the most of your insurance experience.